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WHY PAY MORE?

FIND AFFORDABLE RATES FOR ALL YOUR INSURANCE NEEDS

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HANDPICKED CARRIERS –
LOWER COSTS, HIGHER SATISFACTION

WHAT TYPES OF ADDITIONAL INSURANCE CAN I INSURE WITH CINCO?

Personal Umbrella Insurance

A personal umbrella extends coverage beyond traditional policies, protecting against lawsuits, defamation, and property damage and ensuring stability.

Pet Insurance

Pet insurance covers vet bills and services for your furry friends, helping with the financial costs in case they suffer an unforeseen injury or get sick.

Surety Bond

A surety bond helps ensure that a principal fulfills obligations to the obligee, with the surety covering losses if the principal fails to comply.

Bonded Title

A bonded title helps prove vehicle ownership when the original title is lost or when registering a vehicle without proper documents, ensuring compliance.

Jewelry/Fine Arts/Valuables Insurance

Jewelry, fine arts, and valuables insurance extends homeowners insurance to protect valuable items like jewelry and artwork, preserving your investment.

WHY IS CINCO THE BEST CHOICE FOR INSURANCE?

Competitive Rates

Industry Expertise

With or Without a License

With Good Credit, Bad Credit, or No Credit

Online/
Phone/
In-Person
Services

Multiple Convenient Locations Near You

HOW IT WORKS

EXPLORE

Look at various insurance products—auto, home, business, RV, and more—customized to fit your needs and keep you protected at every stage of life.

CONNECT

You can speak with one of our friendly agents, who can help you find insurance policies that align with your insurance requirements and price range.

COMPARE

Shop with us and compare our competitive, affordable rates for comprehensive coverage plans and ensure your assets remain protected against damage.

GET A FREE INSURANCE QUOTE

Are you looking to add more protection to your current policy? You are the right destination! With CINCO, getting an affordable quote for additional insurance is quick and stress-free. Our experienced agents are ready to assist you anywhere.

After you submit your form, our representatives will walk you through your personalized quote. With CINCO by your side, you don’t need to worry at all!

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INSURANCE GLOSSARY

When purchasing any type of insurance, you must familiarize yourself with some key terms to select the right coverage for your needs. At first, these terms may appear complex, but once you grasp their meanings, they become pretty simple to understand:

Premium — Your insurer determines a premium, which you must pay on a monthly, quarterly, or yearly basis, based on your plan, to ensure the continuity of your plan.

Deductible — A deductible is the amount a policyholder agrees to pay out of pocket before insurance money flows in case they ever decide to file an insurance claim.

Coverage — Coverage refers to the protection an insurance provider offers, securing your vehicle against specific risks, such as liability and collision coverage.

Actual Cash Value (ACV) — Actual Cash Value (ACV) is the amount an insurer is willing to pay to replace a vehicle or item based on depreciation and market fluctuations.

Exclusions — An exclusion is a specific event, item, or person that is not covered under your insurance policy in case of an unforeseen event, such as an accident.

Endorsements/Riders — An endorsement, also known as a rider, is an add-on to an existing insurance policy that alters the terms or coverage, providing extra protection.

Policy Limit — Policy limits highlight the maximum amount an insurance company will cover for an insured loss under a specific coverage, such as liability coverage.

Claim — A claim is a formal request a customer makes to the insurance provider for payment based on their policy's terms in case of any unexpected damage.

Declarations Page — The declarations page is a summary document the insurer will provide detailing the policy's key information, such as your name and vehicle information.

Act of God — Any natural catastrophe that occurs without human involvement is known as acts of god, such as floods, earthquakes, storms, tornadoes, and so on.

AMERICA’S FAST GROWING INSURANCE

With over 7,000+ 5 star Google reviews and counting!

Vanessa Echeverry

I love Karina’s customer service. She is amazing—super friendly and super quick at getting you your insurance and on your way! She makes the entire process easy and is very helpful. Thank you, Karina!

Google Review

Walter P

I referred a few people here because of the exceptional job my rep provided. I call her my rep because she’s the only one I’ll go to from now on, and she’s the one I’ll refer my family to. I appreciate Paula for going above and beyond with me and the referrals I provided. All of this is due to the focus she placed on my situation. I will continue referring people to Paula for insurance solutions. Thank you again!

Google Review

Joyce Evans

Thank you, Javier, for the professional customer service. I am a senior citizen and don’t always get things right the first time. Thank you for your patience. I’m glad to have CINCO Insurance close to me in Garland on Northwest Highway.

Google Review

Doris Edmond

I spoke with Veronica, an agent with CINCO. She was the BEST! I was so stressed because I had been looking for coverage. Veronica took away all my stress. She worked with me tirelessly until she found auto coverage I could afford. I highly recommend her. She's professional, kind, courteous, and—most of all—patient. The definition of good customer service is VERONICA—my agent for life!

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Alva Ayuso

Valeria was very patient and courteous with us, answered all our questions, and helped us with all the paperwork! We will definitely recommend CINCO Auto Insurance to all our friends. Very satisfied!

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Rosalinda Alvarez

THANK YOU SO MUCH, AIME!! She offers outstanding customer service, going above and beyond to ensure a smooth and satisfying experience. Her professionalism, responsiveness, and attention to detail make every interaction pleasant and efficient. I highly recommend Aime 100% for her dedication to excellence and commitment to customer satisfaction! My family and I have found a great insurance company—all thanks to Aime.

Google Review

Alexus Monique

I’m currently looking for car insurance, and I’m so glad I decided to try this place out. The insurance agent Paula was very knowledgeable and sweet. She answered all my questions and made sure I didn’t leave with any doubts! I’m highly satisfied with my experience here and will be recommending this place. 😊

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Zouquayla Butler

I recently joined CINCO, and getting started was easy breezy. Javier is a 10/10—highly recommend! Great customer service, like we were old friends catching up while taking care of business. Thanks again, Javier. Awesome!

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Jose Santos

The service is excellent, and they help you with everything. You just have to be available, and they’ll do the work for you. I loved the work my agent Yolanda did. I recommend her—just ask for her!

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Rebecca Esquivel

Javier was awesome to talk to. He explained everything in detail and even repeated himself multiple times. Very, very patient with me—quick and ready to go! I was struggling to get a good quote, but he got me in and out. Thank you, Javier. 10/10 recommend!

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